Can you rent out your house if you have a mortgage?

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You are permitted to rent your house out if you have a mortgage.

However, it is crucial that you inform the lender of these arrangements as a failure to do so will mean you are in breach of the terms and conditions of the mortgage.

When you inform your lender they might suggest a buy-to-let mortgage. These have higher rates than residential mortgages because it is considered that there is a greater threat to repayment.




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