HMO Assured Shorthold Tenancy Agreement with insured risks

Find out more about assured shorthold tenancy agreements

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Legislate's HMO tenancy agreement is easy to tailor to your requirements by answering simple questions.

An assured shorthold tenancy agreement (also known as an AST) allows a landlord to let a property to a tenant. The term of an assured shorthold tenancy agreement is usually 6 or 12 months and will usually convert to a rolling periodic tenancy at the end of the initial term.

A house in multiple occupation (HMO) is a property rented out by 3 or more people forming more than one household. Depending on the location of the property, a landlord might need a HMO licence. A HMO tenancy agreement is an agreement between the landlord and a tenant and will grant exclusive possession to a room in the shared house as well as access to shared facilities such as a kitchen, communal areas and a bathroom. Landlords who rent out a HMO have additonal responsibilities which need to be clearly spelled out in the assured shorthold tenancy agreement.

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Risks such as fire, flood, storm, earthquake and others can be insured against by the Landlord. Whilst a landlord does not need to have insured risks to let their residential property, it helps protect themselves in the event of damage from one of these risks.

A landlord of a HMO property has additional responsibilities including maintaining the cleanliness and repair of the communal areas and facilities, ensuring the property is not overcrowded, and displaying their or their agent's contact information to the tenant. A HMO licence also imposes a minimum room floor area requirements based on the age and number of people living in the room. Because of these constraints, it is possible that a landlord might not permit a pet in a HMO tenancy if it might overcrowd the property or if there is not enough space.

A landlord can easily specify in the Legislate tenancy agreement if they have insured risks or not. This provides clarity to the tenant as well who will be indirectly affected in the event that the property is damaged by an insured risk.

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